Easy Billing

Insurance &
Financing Guide

Navigating insurance can be confusing. We make it simple by verifying your benefits for you and filing all the paperwork.

Verify My Insurance

We Accept Most PPO Plans

Including, but not limited to:

Delta Dental
MetLife
Cigna
Aetna
United Concordia
Guardian
Blue Cross Blue Shield
Humana

*We accept almost all PPO plans. We do not accept HMO or Medicaid plans at this time.

Don't Let Your Benefits Expire!

Use your HSA or FSA dollars.

Orthodontic treatment is an eligible expense for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).

  • Tax-Free Savings: Using pre-tax dollars saves you ~30%.
  • Use It or Lose It: FSA funds often expire Dec 31st.
  • Easy Payment: We accept HSA/FSA cards directly.

How It Works

Bring your HSA/FSA card to your consultation. We can use it for your down payment, monthly payments, or to pay in full.

Billing & Insurance FAQs

Do you offer payment plans?
Yes! We offer 0% interest in-house financing. You can spread the cost of treatment over the course of your time in braces (usually 18-24 months). We require a small down payment ($275) to start.
Will my insurance cover everything?
Rarely. Most dental insurance plans have a "Lifetime Orthodontic Maximum" (usually $1,000 to $2,000). They will pay that amount, and you pay the remaining balance. We handle all the filing for you!
Are there discounts?
Yes. We offer a courtesy discount for patients who pay in full at the start of treatment (cash or check). We also offer family discounts if multiple family members start treatment.
Do you check credit?
No. Our in-house financing does not require a hard credit check. We believe everyone deserves a healthy smile and we work with you to find a monthly payment that fits your budget.
What if I change insurance?
Let us know immediately! If your new plan has orthodontic coverage, we can file with them. If not, the remaining balance that your old insurance was going to pay will become your responsibility.
Can I set up auto-pay?
Absolutely. Most patients choose auto-pay using a credit card, debit card, or HSA/FSA card so they never have to worry about missing a payment.

Questions About Your Coverage?

We can look up your insurance benefits before you even come in. Call us with your policy info and we'll check for you!

Call for Benefit Check