Financial

Does Insurance Cover Braces? (Pasco & Hillsborough)

By Kathy - Financial Coordinator • April 01, 2025

Dental insurance can be confusing. The good news is that Thomas Orthodontics accepts almost all PPO insurance plans (Delta, MetLife, Cigna, Aetna, etc.).

How Coverage Works

Most plans have a "Lifetime Orthodontic Benefit," usually between $1,000 and $2,000. This is a bucket of money they will pay towards your treatment.

We handle all the filing for you. We will verify your benefits before your consultation so you know exactly what they pay and what your share is. Don't forget to use your FSA or HSA funds—they are pre-tax dollars that can save you ~30%!